Super Savers Use DIY

Super Savers Use DIY

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The Valdosta Daily Times writes about the saving habits of Gen X and Gen Y for retirement. “Gen X and Gen Y super savers are saving big for retirement, according to new research from Principal Financial Group®. Super savers, defined as those saving 90% or more of the IRS maximum or 15% or more of their income for retirement, cite numerous sacrifices and motivations for saving.” Super savers use DIY to save money.

“Super savers are highly motivated by wanting to feel financially secure (62%), having a good lifestyle in retirement (57%), being prepared for the unexpected (43%) and wanting to save enough for retirement (42%) and travel in retirement (42%). This year, fewer savers reported having the income to save was a driver of their habits (39% compared to 59% 1.)”

“In order to reach their lofty savings goals, super savers make sacrifices such as driving older vehicles (43%), owning a modest home (41%), not traveling as much as they’d prefer (41%) and doing DIY projects instead of hiring outside help (40%). Taking on DIY projects increased drastically, up from 30% in 2018.”

Super Savers Use DIY

I think you need to have a frank discussion with yourself about your renovating skills and your ability to use the tools for the job. You want to finish the renovation looking like it was done professionally. You don’t want to hire a professional to fix what you did at an additional cost. That is probably the biggest fear that keeps someone from taking on a project.

Can You DIY?

Here are examples of jobs you could do yourself. When I was building my first house, I did things that would have cost me money to hire someone. I put up the insulation, rented a bobcat to level the front yard, and had fill delivered to the garage and compacted it before the cement was poured.

Here Are Some Renovation Jobs and Tasks You Can Do


Inside painting is an excellent way to save money on a renovation. It’s simple to do, there’s no safety risk, and any mistakes you make can be painted over. There’s also no need for any specialized or expensive equipment. Painting is one job you should definitely DIY.

Minor demolition work

If you need to strip and clear out space before the renovation work can begin, there are usually plenty of simple jobs you can do yourself. Pulling up carpet and removing tiles and wallpaper are all easy, low-risk tasks that an amateur renovator can handle without expert help. In one house I knocked out a non-load bearing wall that opened up the kitchen and dining room

Outdoor work and landscaping

Putting in a new garden bed? Painting the driveway? Adding a front gate? These are all jobs you can probably take on yourself. The best thing about outdoor work is that even if it takes several weekends to complete, it won’t completely disrupt your life like an unfinished indoor renovation would.


DIY plastering is relatively easy. There are plenty of useful how-to guides and don’t forget YouTube explaining all the ins and outs of completing the job yourself, and there’s little risk of causing any significant damage to your home.

What should you leave for the professionals?


No doubt about it. Most of us are not qualified. Electrical work is dangerous stuff, and the risk of electrocution or fire is high.


In most states, it’s mandatory to have a compliance certificate before completing any plumbing work.

Gas fitting

If you want to be cooking with gas in your new kitchen or using a gas hot water heater for your new shower, you’ll need to get a licensed gasfitter to take care of it for you.

Structural work

Any structural work on a renovation project needs to be done by a qualified licensed builder. If that wall I tore out was load-bearing, I would have been a fool to attempt it.

Major demolition work

Any heavy-duty demolition work or any demolition jobs on a property where asbestos could be an issue should be left to the professionals. Not only is there a genuine safety risk if you don’t know what you’re doing, but there’s also the chance of causing severe structural damage to your home.

Sanding Floors

I can just picture big gouges in my hardwood floor. No thanks! Leave the floor sanding to someone qualified and experienced.


While there may be some roofing jobs you can do yourself, such as replacing a few damaged tiles, this type of work is generally best left to the professionals. It is a long way down in places on my roof.

What about Tiling, Carpentry, and Bricklaying?

Certainly! However, you need to make sure you can do them. I like saving money, and I want to be proud of the renovation. DIY is a terrific way to do both, but be smart. Bring in the professionals for the jobs that require specialized skills or are dangerous.

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Give us a call today at 319-343-6773 to let us know how we can help YOU.

Photo by Charles ?? on Unsplash

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