Take Ownership of Cedar Rapids Property

Posted by David Baird // October 16, 2019

When you take ownership of Cedar Rapids property, you will receive a piece of paper called a “deed,” which shows you have title. As if carved in stone, this deed explains how you want to own the property. Be careful how you register your ownership. When you and another person or persons are buying a […]

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Sell Your Cedar Rapids House

Posted by David Baird // October 9, 2019

Sell Your Cedar Rapids House. The Gazette quotes Holly D. Johnson at Bankrate, “In recent years, sellers have called the shots in homebuying negotiations. They’ve had plenty of leverage, too, thanks to surges in buyer demand, tight inventory, and soaring home prices in many top markets around the country.” “But we all know that the […]

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Super Savers Use DIY

Posted by David Baird // October 2, 2019

The Valdosta Daily Times writes about the saving habits of Gen X and Gen Y for retirement. “Gen X and Gen Y super savers are saving big for retirement, according to new research from Principal Financial Group®. Super savers, defined as those saving 90% or more of the IRS maximum or 15% or more of their income for […]

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What’s the Difference Between Pre-Qualification and Pre-Approval?

Posted by David Baird // September 25, 2019

What’s the difference between pre-qualification and pre-approval? The two terms are often used interchangeably, both by homebuyers and by some real estate professionals. However, they have completely different meanings and it’s important to know the difference. What’s the Difference Between Pre-Qualification and Pre-Approval? In a nutshell, a mortgage pre-qualification generally occurs when you fill out some basic […]

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Are We Looking at Another Housing Bubble?

Posted by David Baird // September 18, 2019

It has been more than a decade since the U.S. housing bubble burst, helping to set off a painful global recession. Are we looking at another housing bubble? According to The Gazette, “Thousands of books, academic papers, and news reports have been published about the causes and effects of the housing bubble in the years […]

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Is a Rehabbed Home a Good Buy?

Posted by David Baird // September 11, 2019

Is a rehabbed home a good buy? Rehabbed means the seller renovated the house. Total rehab means everything in the house was redone. Partial rehab might mean just the kitchen and baths were replaced, or only the bedroom was painted. According to Trulia, the average home requires $40,000 of repairs and upgrades in order to […]

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Posted by David Baird // September 4, 2019

According to KCRG channel 9 ABC, “A Cedar Rapids homeowner was expecting his home to be safe to move into after passing a home inspection. However, he discovered mold was missed, and it was causing him to get sick.” “The whole house had high levels of toxic fungus, especially two of the most toxic and […]

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10 Steps to Take to Prevent a House Fire

Posted by David Baird // August 28, 2019

KCRG Channel 2 reported, “The American Red Cross in Iowa says it is seeing an increase in the number of fires they are responding to this Summer. Local Fire Departments are seeing the same trend.” Here are 10 steps to take to prevent a house fire. “The Cedar Rapids Fire Department responded to 345 fires […]

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Iowa Eviction Process

Posted by David Baird // August 21, 2019

Nobody ever said it’s easy being a landlord. Sometimes, it might feel like you’re up to your knees in sewage. Hopefully, the reality is that you aren’t up to your knees in an Iowa eviction process. While you’d likely hold your property and practices to a high standard, there still may come a time when […]

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How to Build a Nest Egg for Education

Posted by David Baird // August 14, 2019

Deborah Fowles at The Balance writes, “If you’re the parent of a newborn or young child, you’ve probably heard the depressing estimates of the cost of a college education when your child is ready to enter college about eighteen years from now. The cost of four years of a public college is expected to cost in […]

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